Commercial Lending
Our firm provides strategic legal counsel to financial institutions, private equity lenders, and corporate borrowers in a broad range of commercial lending transactions. We guide clients through complex financing structures with a focus on risk mitigation, regulatory compliance, and efficient loan execution.
Our Commercial Lending Services Include:
- Loan Structuring & Documentation
- Drafting and negotiating loan agreements, promissory notes, and security instruments
- Ensuring compliance with state and federal lending regulations
- Advising on intercreditor agreements and subordination arrangements
- Types of Financing Transactions
- Senior Debt Financing – Structuring first-lien loan facilities for secured lending
- Mezzanine Debt Financing – Advising on subordinated and hybrid debt structures
- Asset-Based Lending – Securing loans with receivables, inventory, or other collateral
- Lender Representation & Risk Management
- Conducting due diligence, including title and lien searches
- Reviewing and perfecting security interests
- Resolving loan default issues, workouts, and restructuring
- Industry-Specific Expertise
- Representing lenders in transactions with both for-profit and not-for-profit entities
- Assisting with real estate-backed financing, construction loans, and development funding
- Navigating unique regulatory considerations for healthcare, hospitality, and other specialized industries
