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Take Note Lenders – New Florida Law Related to Estoppel Letters

Take Note Lenders – New Florida Law Related to Estoppel Letters

On October 1, 2023, several changes to Florida law governing estoppel letters (also referred to as “payoff letters”) prepared by lenders and servicers became effective. §701.04, Fla. Statute, now includes the following notable changes: A lender or servicer’s deadline to respond to an estoppel letter request from a record title owner, or fiduciary or trustee … Read more

Are Out-of-State Bank Accounts Out of Reach for Florida Judgment Creditors?

Are Out-of-State Bank Accounts Out of Reach for Florida Judgment Creditors?

A creditor has several tools to pursue collection from a judgment debtor. One of the most commonly used tools is garnishment of a judgment debtor’s bank account because it can be done relatively quickly and cheaply. In fact, most courts will routinely grant a motion to issue a writ of garnishment on an ex-parte basis, … Read more