News & Events - Winderweedle, Haines, Ward and Woodman, P.A. - Orlando - Winter Park, FL

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Take Note Lenders – New Florida Law Related to Estoppel Letters

Take Note Lenders – New Florida Law Related to Estoppel Letters

On October 1, 2023, several changes to Florida law governing estoppel letters (also referred to as “payoff letters”) prepared by lenders and servicers became effective. §701.04, Fla. Statute, now includes the following notable changes: A lender or servicer’s deadline to respond to an estoppel letter request from a record title owner, or fiduciary or trustee … Read more

Attorney Lauren Reynold Named as a Firm Shareholder

Lauren Reynolds

The firm recently announced that Lauren Reynolds has been named a firm shareholder. Lauren practices in the areas of bankruptcy, commercial litigation, and appeals. Her bankruptcy practice involves representation of creditors in chapter 7, 13, and 11 cases, and trustees in complex chapter 7 cases. Her commercial litigation practice involves a variety of creditors’ rights … Read more

WHWW Attorney Ryan Davis Named a 2023 Orlando Lawyer of the Year

Attorney Ryan Davis is named a 2023 Orlando Lawyer of the Year in Litigation – Bankruptcy by The Best Lawyers in America©.

Attorney Ryan Davis is named a 2023 Orlando Lawyer of the Year in Litigation – Bankruptcy by The Best Lawyers in America©. The Lawyer of the Year distinction is awarded to individual lawyers with the highest overall peer feedback for a specific practice area and geographic region.  Only one lawyer is recognized as the Lawyer … Read more

Attorney Lauren Reynolds Elected to Central Florida Bankruptcy Law Association

Attorney Lauren Reynolds has been elected to the Board of the Central Florida Bankruptcy Law Association and was appointed to serve as Treasurer. Lauren is a litigation attorney, focusing her practice in the areas of bankruptcy and creditor’s rights, where she represents trustees in complex chapter 7 cases and creditors in chapter 7, 13, and … Read more

The Bankruptcy Tsunami Remains Offshore

The Bankruptcy Tsunami Remains Offshore

Bankruptcy filings, both for businesses and consumers, were in a steady decline since 2010 and leading to the COVID-19 pandemic. Then when the pandemic hit, many Courts imposed moratoria on foreclosures and evictions, thus eliminating the reason many businesses and individuals file for bankruptcy protection. Additionally, PPP loans and stimulus funds were made available by … Read more

Q&A for Landlords: Keys to Surviving Tenant Bankruptcies

Q&A for Landlords: Keys to Surviving Tenant Bankruptcies

By: Ryan E. Davis, Heather S. Moraes, and Bradley M. Saxton How does a landlord best protect and shield itself from the economic turmoil of its tenants? The Coronavirus (COVID-19) has had pronounced impacts on the retail industry, and likely will continue to affect retail for some time to come. Many retail tenants, for the … Read more

Ryan E. Davis Named Chair of WHWW’s Bankruptcy and Creditor’s Rights Department

“WHWW is pleased to announce that Ryan Davis has agreed to serve as the Chairman of the firm’s Bankruptcy and Creditor’s Rights Department,” remarked Jere Daniels, the firm’s managing shareholder. “Ryan has established himself as a leader in both the bankruptcy bar through his high level of professionalism and competency in the courtroom, and in … Read more

PACE Loans in Florida: A Lender’s Perspective

Florida’s “PACE” Program (which stands for Property Assessed Clean Energy) was created in 2010 through Section 163.08, Florida Statutes, which authorized Florida local governments to finance property improvements for energy conservation and improving a property’s resistance to storm damage.

Establishing the priority of a lender’s mortgage lien during foreclosure or bankruptcy can be challenging when the collateral is also encumbered by governmental or quasi-governmental liens with unsettled lien priority. One such problematic example is the lien priority of PACE loans. Florida’s “PACE” Program (which stands for Property Assessed Clean Energy) was created in 2010 … Read more

Ryan Davis Elected President of the Central Florida Bankruptcy Law Association

Ryan Davis was recently elected President of the Central Florida Bankruptcy Law Association (CFBLA). Ryan, previously the Vice President of the Association, began his term as President at the beginning of 2017 and will serve for one year. The CFBLA is a non-profit organization that supports the collegial and professional practice of bankruptcy law in … Read more