On October 1, 2023, several changes to Florida law governing estoppel letters (also referred to as “payoff letters”) prepared by lenders and servicers became effective. §701.04, Fla. Statute, now includes the following notable changes: A lender or servicer’s deadline to respond to an estoppel letter request from a record title owner, or fiduciary or trustee … Read more
The firm recently announced that Lauren Reynolds has been named a firm shareholder. Lauren practices in the areas of bankruptcy, commercial litigation, and appeals. Her bankruptcy practice involves representation of creditors in chapter 7, 13, and 11 cases, and trustees in complex chapter 7 cases. Her commercial litigation practice involves a variety of creditors’ rights … Read more
Attorney Ryan Davis is named a 2023 Orlando Lawyer of the Year in Litigation – Bankruptcy by The Best Lawyers in America©. The Lawyer of the Year distinction is awarded to individual lawyers with the highest overall peer feedback for a specific practice area and geographic region. Only one lawyer is recognized as the Lawyer … Read more
Attorney Lauren Reynolds has been voted 2022-2023 President-Elect of the Young Lawyers Section of the Orange County Bar Association (OCBA). She will serve as the 2023-2024 OCBA Young Lawyers Section President. Lauren focuses her practice in the areas of bankruptcy and creditor’s rights, where she represents creditors in chapter 7, 13, and 11 cases and … Read more
Attorney Lauren Reynolds has been elected to the Board of the Central Florida Bankruptcy Law Association and was appointed to serve as Treasurer. Lauren is a litigation attorney, focusing her practice in the areas of bankruptcy and creditor’s rights, where she represents trustees in complex chapter 7 cases and creditors in chapter 7, 13, and … Read more
Bankruptcy filings, both for businesses and consumers, were in a steady decline since 2010 and leading to the COVID-19 pandemic. Then when the pandemic hit, many Courts imposed moratoria on foreclosures and evictions, thus eliminating the reason many businesses and individuals file for bankruptcy protection. Additionally, PPP loans and stimulus funds were made available by … Read more
By: Ryan E. Davis, Heather S. Moraes, and Bradley M. Saxton How does a landlord best protect and shield itself from the economic turmoil of its tenants? The Coronavirus (COVID-19) has had pronounced impacts on the retail industry, and likely will continue to affect retail for some time to come. Many retail tenants, for the … Read more
“WHWW is pleased to announce that Ryan Davis has agreed to serve as the Chairman of the firm’s Bankruptcy and Creditor’s Rights Department,” remarked Jere Daniels, the firm’s managing shareholder. “Ryan has established himself as a leader in both the bankruptcy bar through his high level of professionalism and competency in the courtroom, and in … Read more
Establishing the priority of a lender’s mortgage lien during foreclosure or bankruptcy can be challenging when the collateral is also encumbered by governmental or quasi-governmental liens with unsettled lien priority. One such problematic example is the lien priority of PACE loans. Florida’s “PACE” Program (which stands for Property Assessed Clean Energy) was created in 2010 … Read more
Ryan Davis was recently elected President of the Central Florida Bankruptcy Law Association (CFBLA). Ryan, previously the Vice President of the Association, began his term as President at the beginning of 2017 and will serve for one year. The CFBLA is a non-profit organization that supports the collegial and professional practice of bankruptcy law in … Read more